Making Quality Dental Care Affordable with Dental Insurance and Financing
Investing in your oral health is one of the most important decisions you’ll make in life. Park Avenue Dental Care is dedicated to achieving your dream smile by making dental care affordable and accessible. We accept dental insurance from several carriers and offer third-party financing to ensure money doesn’t stand between you and your desired smile.
1. Do you accept insurance?
Yes! We work with several insurance plans to maximize your benefits:
- In-network providers: We are in-network with Guardian, Delta Dental, and Blue Cross Blue Shield. Call our team for further assistance if you don’t see your dental insurance provider. Accepting insurance means you can enjoy lower out-of-pocket costs and streamlined claims processing with these insurers.Â
- Out-of-network PPO insurance: We accept out-of-network PPO insurance plans and help you handle insurance filing. This ensures you still maximize your benefits without dealing with the paperwork.
Although we accept insurance from several providers, a portion of your bill is due at the time of the service. For your convenience, we accept major credit cards, cash, and personal checks. These options ensure you can choose the payment method that best suits your needs and preferences.
2. Do you offer third-party financing?
We understand that not everyone has dental insurance. Sometimes, coverage may run out, or your treatment may not be covered. To make larger treatments more affordable, we offer third-party financing through CareCredit. This allows you to break your payments into manageable monthly installments, making it easier to prioritize your oral health without financial strain.
The application is simple. It can be done online or by speaking to an agent during weekdays. Pre-qualifications do not impact your credit score, and approval is almost immediate. Once the credit balance is available, you can use it immediately on your treatment.
3. What are the benefits of third-party financing?
Here are the benefits of managing your payment through CareCredit.
Affordable monthly payments: CareCredit allows you to break your lump-sum payment into budget-friendly monthly installments. Depending on your qualifications, you can enjoy no-interest financing options that suit your budget.
- Fast approval: For many cases, approvals are completed within minutes, ensuring you enjoy treatment without delay. Once approved, your available credit can be used for your treatments and those of your family members. Additionally, as long as there’s an available balance, you can use CareCredit for future treatments without needing further approvals.
- Transparent terms: No hidden fees! CareCredit offers easy-to-understand terms to ensure you are fully aware of your obligations from the word go.
- Easy application and pre-qualification: The application is done online or by dialing (800) 677-0718. Pre-qualification is quick and doesn’t affect your credit score. If you don’t qualify, you can apply with a joint applicant to improve your chances of approval.
- Broad coverage: CareCredit is available in over 270,000 network locations and isn’t just for dental treatments. You can use it for your dermatology services or pet’s vet care.
4. How do I book an appointment?
Park Avenue Dental Care offers hassle-free payment options to ensure you enjoy your healthy, confident smile. Ready to get started? Call (708) 792-2779 to learn more about our payment information.